Funding WISE USD wallet
it seems like I need to add via “paying myself” using the bank account details the USD wallet has:
because “Adding” funds to the USD account via International transfer has no option for the Routing number, so I asked support:
Now, on the BPI outward remittance form:
requested Feb 4, 2025
Update:
Feb 6 in the morning, they took away my 6,000$ and another 25$
Thu, Feb 6, 11:43 PM – WISE notified I got the remittance
Conclusion:
Total $ took from my account = 6,025$
Total $ received by WISE = 5,993.89$
Total fees = 31.11$
Yield = 99.483651%
Length = 2 business days
Notes:
I have only loaded my WISE Business Account, not the personal one, I haven’t tried
Top up #2
March 26, 2025 8:7pm
$8,000 USD via https://bpicbft.com/
Received in Wise:
Total amount BPI took from my account: $8025.00
Yield = 7993.89 / 8025 = 99.612336448%
Top up #3 – April 7, 2025 – to WISE personal account
$8,000 USD to personal WISE – April 7, 2025 – 9:13pm
Got the notification from BPI that they processed the remittance April 10 5:08pm
Money doesn’t immediately show up in my WISE account nor received any notification from WISE that money is coming in
But, more than 4hrs later:
Top Up #4
April 22, 2025 – 4:14am – $8,000 USD to personal WISE – via https://bpicbft.com/
April 22, 2025 – 4:08pm – received: 7,993.16 USD
Top Up #5
April 28, 2025 – 8:23pm – $8,000 USD to personal WISE – via https://bpicbft.com/
April 29, 2025 – 2:08pm – received: 7,993.16 USD
This is the fastest so far!
Top Up #6
May 27, 2025 – 9:59pm – $8,000 USD to personal WISE – via https://bpicbft.com/
May 28, 2025 – 2:40pm – received: 7,993.16 USD
Conclusion:
Loading personal WISE account via BPI works fine. Same fees when sending funds to my Business acount.